{"id":3917,"date":"2024-07-30T11:58:37","date_gmt":"2024-07-30T10:58:37","guid":{"rendered":"https:\/\/oliverlehmann.com\/?page_id=3917"},"modified":"2026-02-26T17:43:45","modified_gmt":"2026-02-26T16:43:45","slug":"credit-worthiness","status":"publish","type":"page","link":"https:\/\/oliverlehmann.com\/de\/legal\/credit-worthiness\/","title":{"rendered":"Kreditw\u00fcrdigkeit"},"content":{"rendered":"<div class=\"wp-block-cover alignfull\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"369\" class=\"wp-block-cover__image-background wp-image-3920\" alt=\"\" src=\"https:\/\/oliverlehmann.com\/wp-content\/uploads\/image-25-1024x369.png\" data-object-fit=\"cover\" srcset=\"https:\/\/oliverlehmann.com\/wp-content\/uploads\/image-25-1024x369.png 1024w, https:\/\/oliverlehmann.com\/wp-content\/uploads\/image-25-300x108.png 300w, https:\/\/oliverlehmann.com\/wp-content\/uploads\/image-25-768x277.png 768w, https:\/\/oliverlehmann.com\/wp-content\/uploads\/image-25-1536x554.png 1536w, https:\/\/oliverlehmann.com\/wp-content\/uploads\/image-25-2048x738.png 2048w, https:\/\/oliverlehmann.com\/wp-content\/uploads\/image-25-18x6.png 18w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<h1 class=\"gutenakitid-a338c369-ab34-4a8e-b97d-b0d75985572e  wp-block-heading has-text-align-center has-base-color has-text-color has-link-color has-large-font-size wp-elements-b94cd7557e9f7320a8c9c11b1f171ef7\">Bonit\u00e4t &amp; Umwelt<\/h1>\n<\/div><\/div>\n\n\n\n<p class=\"has-text-align-center\"><a href=\"#credit\" title=\"\">Bonit\u00e4t<\/a> | <a href=\"#Eco\" title=\"\">Eco-Freundlichkeit<\/a><\/p>\n\n\n\n<div class=\"gutenakitid-3c352d36-a244-4444-b30d-2b88a7b5f295  wp-block-group is-content-justification-center is-nowrap is-layout-flex wp-container-core-group-is-layout-23441af8 wp-block-group-is-layout-flex\">\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"\/wp-content\/uploads\/2023\/06\/Logo-sphere-1024x743.png\" alt=\"\" width=\"110\" height=\"80\"\/><\/figure>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\" id=\"credit\">Bonit\u00e4t<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image alignright size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"444\" height=\"448\" src=\"https:\/\/oliverlehmann.com\/wp-content\/uploads\/image-150.png\" alt=\"\" class=\"wp-image-6732\" srcset=\"https:\/\/oliverlehmann.com\/wp-content\/uploads\/image-150.png 444w, https:\/\/oliverlehmann.com\/wp-content\/uploads\/image-150-297x300.png 297w, https:\/\/oliverlehmann.com\/wp-content\/uploads\/image-150-150x150.png 150w, https:\/\/oliverlehmann.com\/wp-content\/uploads\/image-150-12x12.png 12w, https:\/\/oliverlehmann.com\/wp-content\/uploads\/image-150-100x100.png 100w\" sizes=\"auto, (max-width: 444px) 100vw, 444px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"gutenakitid-a5b42d5a-2b1b-4e31-b1c6-3e849a661a17  wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h4 class=\"gutenakitid-3444fb17-b299-4cb8-a5ef-499205a6c2b3  wp-block-heading\">Der Schufa-Score f\u00fcr Kreditw\u00fcrdigkeit<\/h4>\n\n\n\n<p>Von Zeit zu Zeit werde ich von Unternehmen, die sich f\u00fcr Seminare interessieren, gebeten, einen Nachweis \u00fcber die finanzielle Solidit\u00e4t meines Trainingsgesch\u00e4fts zu erbringen. Andere pr\u00fcfen direkt meinen Credit-Score.<\/p>\n\n\n\n<p>In der Tat ist es sinnvoll, sich vor der Vergabe von Auftr\u00e4gen f\u00fcr Schulungen und andere Dienstleistungen zu vergewissern, dass der Auftragnehmer \u00fcber eine solide Finanzlage verf\u00fcgt.<\/p>\n\n\n\n<p>In Deutschland wird dies am h\u00e4ufigsten  gemessen mit dem <a href=\"https:\/\/www.meineschufa.de\/\" target=\"_blank\" rel=\"noopener\" title=\"\">Schufa-Wertung<\/a>.<\/p>\n\n\n\n<p>Ein guter Schufa-Score signalisiert, dass Ihr Schulungsunternehmen in guten H\u00e4nden ist. Mein Score vom 26. Februar 2026, 17:43 Uhr MEZ, lautet:<\/p>\n\n\n\n<p class=\"has-text-align-center\">99,15% = Hervorragend.<\/p>\n\n\n\n<h4 class=\"gutenakitid-6d8834e0-1ed9-4d51-9c12-82a6b8703a24  wp-block-heading\">Was der Score aussagt<\/h4>\n\n\n\n<p>Hier ist die Beschreibung der Schufa:<\/p>\n\n\n\n<div class=\"wp-block-columns has-base-color has-secondary-background-color has-text-color has-background has-link-color wp-elements-2515b731838fd3f656801e0f7562a656 is-layout-flex wp-container-core-columns-is-layout-1a2ddb66 wp-block-columns-is-layout-flex\" style=\"padding-right:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30)\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p>\"Personen in dieser Klasse haben einen Scorewert von mindestens 97,22 %. <\/p>\n\n\n\n<p class=\"has-text-align-left\">Sie haben keine Zahlungsausf\u00e4lle und Rechnungen sowie offene Betr\u00e4ge immer zuverl\u00e4ssig bezahlt. Auch sehr lange Gesch\u00e4ftsbeziehungen, z. B. \u00e4ltere Girokonten und Kreditkarten, f\u00fchren zu einem hohen Scorewert.\"<\/p>\n\n\n\n<p>Die Schufa-Klassifizierung:<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-style-default\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"131\" src=\"https:\/\/oliverlehmann.com\/wp-content\/uploads\/image-48-1024x131.png\" alt=\"Schufa Credit Scores\" class=\"wp-image-4220\" srcset=\"https:\/\/oliverlehmann.com\/wp-content\/uploads\/image-48-1024x131.png 1024w, https:\/\/oliverlehmann.com\/wp-content\/uploads\/image-48-300x38.png 300w, https:\/\/oliverlehmann.com\/wp-content\/uploads\/image-48-768x98.png 768w, https:\/\/oliverlehmann.com\/wp-content\/uploads\/image-48-18x2.png 18w, https:\/\/oliverlehmann.com\/wp-content\/uploads\/image-48.png 1276w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gutenakitid-3c352d36-a244-4444-b30d-2b88a7b5f295  wp-block-group is-content-justification-center is-nowrap is-layout-flex wp-container-core-group-is-layout-23441af8 wp-block-group-is-layout-flex\">\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"\/wp-content\/uploads\/2023\/06\/Logo-sphere-1024x743.png\" alt=\"\" width=\"110\" height=\"80\"\/><\/figure>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\" id=\"Eco\">Umweltfreundlichkeit<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"724\" height=\"1024\" src=\"https:\/\/oliverlehmann.com\/wp-content\/uploads\/image-27-724x1024.png\" alt=\"Zertifikat f\u00fcr Strom aus erneuerbaren Quellen vom T\u00dcV S\u00fcd.\" class=\"wp-image-3950\" srcset=\"https:\/\/oliverlehmann.com\/wp-content\/uploads\/image-27-724x1024.png 724w, https:\/\/oliverlehmann.com\/wp-content\/uploads\/image-27-212x300.png 212w, https:\/\/oliverlehmann.com\/wp-content\/uploads\/image-27-768x1087.png 768w, https:\/\/oliverlehmann.com\/wp-content\/uploads\/image-27-1085x1536.png 1085w, https:\/\/oliverlehmann.com\/wp-content\/uploads\/image-27-8x12.png 8w, https:\/\/oliverlehmann.com\/wp-content\/uploads\/image-27.png 1183w\" sizes=\"auto, (max-width: 724px) 100vw, 724px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"gutenakitid-a5b42d5a-2b1b-4e31-b1c6-3e849a661a17  wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h4 class=\"gutenakitid-3444fb17-b299-4cb8-a5ef-499205a6c2b3  wp-block-heading\">Elektrizit\u00e4t aus erneuerbaren Quellen <\/h4>\n\n\n\n<p>Mein Stromtarif bei den Stadtwerken M\u00fcnchen (SWM), ist f\u00fcr die Bereitstellung von erneuerbarer, umweltfreundlicher Energie zertifiziert. <\/p>\n\n\n\n<p>Ich nutze ihr Angebot \u201e\u00d6kostrom\u201c f\u00fcr mein B\u00fcro und zum Aufladen meines PKWs.  <\/p>\n\n\n\n<p>Auf Langstrecke lade ich ebenfalls ausschlie\u00dflich \u201e\u00d6kostrom\u201c.<\/p>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Kreditw\u00fcrdigkeit | Umweltfreundlichkeit | Kreditw\u00fcrdigkeit | Schufa-Score | Gelegentlich bitten mich Unternehmen, die Seminare anfragen, um einen Nachweis \u00fcber die finanzielle Stabilit\u00e4t meines Schulungsunternehmens oder um eine Bonit\u00e4tspr\u00fcfung. Bevor man Auftr\u00e4ge f\u00fcr Schulungen und andere Dienstleistungen vergibt, ist es ratsam, Probleme zu vermeiden, indem man sicherstellt, dass [\u2026]<\/p>","protected":false},"author":1,"featured_media":0,"parent":1478,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-3917","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/oliverlehmann.com\/de\/wp-json\/wp\/v2\/pages\/3917","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/oliverlehmann.com\/de\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/oliverlehmann.com\/de\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/oliverlehmann.com\/de\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/oliverlehmann.com\/de\/wp-json\/wp\/v2\/comments?post=3917"}],"version-history":[{"count":47,"href":"https:\/\/oliverlehmann.com\/de\/wp-json\/wp\/v2\/pages\/3917\/revisions"}],"predecessor-version":[{"id":7158,"href":"https:\/\/oliverlehmann.com\/de\/wp-json\/wp\/v2\/pages\/3917\/revisions\/7158"}],"up":[{"embeddable":true,"href":"https:\/\/oliverlehmann.com\/de\/wp-json\/wp\/v2\/pages\/1478"}],"wp:attachment":[{"href":"https:\/\/oliverlehmann.com\/de\/wp-json\/wp\/v2\/media?parent=3917"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}